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American Express Platinum Travel Credit Card
American Express
A step below Platinum Reserve — real domestic lounge access, but the international benefit is genuinely vaguer in the official terms.
₹5,000
Joining fee
₹5,000
Annual fee
None found — official page states no waiver, fee applies from year one.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Minimum income: ₹50,000/month
Estimated minimum CIBIL score: 750+
Estimated — not officially confirmed by the bank.
Rs 6 lakh+ p.a. for both salaried and self-employed applicants (official).
Lounge access
8 domestic visits per year
Quoted as 2/quarter domestic. International: Priority Pass membership mentioned but no visit count stated — not assumed unlimited.
Key features
- 7,500 points at ₹1.9L spend, +10,000 more at ₹4L
- ₹10,000 welcome gift in Platinum Travel Collection points
Reward details
1 Membership Rewards Point per Rs 50 spent
Welcome bonus: 10,000 points after Rs 15,000 spend within 90 days
- Rs 1.9 lakh annual spend: 7,500 points
- Rs 4 lakh annual spend: 10,000 points
- Rs 7 lakh annual spend: 22,500 points + Rs 10,000 Taj voucher
Redemption
Platinum Travel Collection (travel-focused voucher catalogue).
Excluded from rewards: fuel, insurance, utilities, cash advances, EMI conversions at point of sale
- Points do not expire while the card remains active.
Real-world feedback
Not found — Paisabazaar page contains no user reviews, complaints, or praise; purely informational.
Sources
- Official — fees, eligibility, lounge, rewards
- Aggregator — forex commentary