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No longer accepting new applications.
Air India SBI Platinum Card
SBI
₹1,499
Joining fee
₹1,499, waived at ₹3L spend
Annual fee
Not found/not mentioned — no confirmed waiver.
3.5%
Forex markup
4.5 / 5
Rating
Eligibility
Estimated minimum income: ₹35,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 700+
Estimated — not officially confirmed by the bank.
Age: 18+
Salaried and self-employed both eligible; minimum monthly income Rs 40,000
Limited to serviceable cities (list not detailed in fetched content)
Sources disagree: Age 18 minimum is inferred from add-on card eligibility, not a direct primary-cardholder statement.
Lounge access
Domestic: 8 complimentary visits annually (2/quarter) at VISA lounges
International: not offered/not mentioned
Reward details
2 points per Rs 100 on other purchases (0.90% effective rate)
- 5 points per Rs 100 (2.25% effective rate) on Air India ticket purchases
Welcome bonus: 5,000 points
- Rs 2 lakh annual spend: 5,000 points
- Rs 3 lakh annual spend: 10,000 points
Redemption
Minimum redemption 5,000 points, in multiples of 5,000
Ratio: 1 reward point = 1 Air India Air Mile, approximately Rs 0.45
- Anniversary benefit: 2,000 points
- Fuel surcharge waiver 1% (Rs 500-4,000, max Rs 250/cycle)
- Replacement card fee Rs 100 + taxes
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Complaints
- General (non-Air India) spending reward rate 'below industry average'; best suited only for frequent Air India travelers seeking lower-fee travel options — now moot given discontinuation — Paisabazaar
Sources
- Official (blocked when last checked) — none — rendered navigation content only, no product details
- Aggregator — fees, eligibility, lounge, rewards, sentiment, discontinuation status