Adani One ICICI Bank Signature Credit Card
ICICI Bank
Best for anyone deep in the Adani ecosystem (airports, ports, energy) — 7% back there specifically.
₹5,000
Joining fee
₹5,000, waived at ₹6L spend
Annual fee
Waived for the following year if annual spend exceeds Rs 6,00,000 (Rs 5,000 fee).
3.5%
Forex markup
4.2 / 5
Rating
Eligibility
Estimated minimum income: ₹75,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 740+
Estimated — not officially confirmed by the bank.
Age: 21+
Salaried min Rs 75,000/month; self-employed min Rs 9,00,000/year; Indian citizen
Lounge access
4 domestic / 2 international visits per year
Note: Add-on cardholders must individually meet spend thresholds to unlock offers (official).
Condition: Rs 75,000+ spend in the preceding quarter
Per Quarter: 4
Premium Upgrades Per Year: 16
Plus: Priority Pass membership (1,400+ lounges, 145+ countries) for the primary cardholder
Per Year: 2
Key features
- 4 domestic + 2 international lounge visits/year
- 7% rewards in the Adani One ecosystem
- 2% international, 1.5% domestic
Reward details
1.5 points per Rs 100 on domestic (other) spend
- 7 points per Rs 100 on Adani ecosystem spend
- 2 points per Rs 100 on International spend
Welcome bonus: Rs 5,000 flight voucher after Rs 25,000 spend within 60 days of activation
Category caps
- Utilities/insurance (aggregator-sourced only, not corroborated by official page): 0.5 points per Rs 100
Redemption
Credited as 'Adani OneApp Rewards' monthly in the Adani One app; aggregator notes redemption is limited primarily to the Adani ecosystem
- Premium parking, porter and valet services; BookMyShow movie ticket discounts
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Accelerated rewards within the Adani ecosystem appeal to loyal Adani customers; premium airport services (valet, porter, premium parking) valued by frequent travelers; BookMyShow discounts — Paisabazaar
Complaints
- 3.5% forex fee 'significantly impacts international spending value'; reward redemption limited mostly to the Adani ecosystem; high annual fee requires substantial spend to justify — Paisabazaar
Sources
- Official — fees, eligibility, forex, lounge, rewards
- Aggregator — lounge, rewards, sentiment