Adani One ICICI Bank Platinum Credit Card
ICICI Bank
The accessible entry point into the Adani One ecosystem rewards, at a low fee.
₹750
Joining fee
₹750, waived at ₹3L spend
Annual fee
Waived for the following year if annual spend reaches Rs 3,00,000 in the current calendar year (Rs 750 fee).
3.5%
Forex markup
4.0 / 5
Rating
Eligibility
Estimated minimum income: ₹20,000+/month
Estimated — not officially confirmed by the bank.
Estimated minimum CIBIL score: 680+
Estimated — not officially confirmed by the bank.
Age: 21+
Salaried min Rs 20,000/month; self-employed min Rs 2,40,000/year; Indian citizen
Lounge access
8 domestic visits per year
Stated as 2 domestic lounge visits/quarter.
Note: Add-on cardholders must separately meet the spend criteria to unlock lounge access (official).
Condition: Rs 75,000 spend in the prior quarter
Per Quarter: 2
Premium Upgrades Per Year: 8
International: not offered
Key features
- 2 domestic lounge visits/quarter
- 3% rewards in Adani One ecosystem
- Flight voucher after ₹10,000 spend in 60 days
Reward details
1 point per Rs 100 on domestic (other) spend (fuel, rent, and EMI excluded)
- 3 points per Rs 100 on Adani ecosystem spend (Adani properties, airports, Trainman, utilities per aggregator)
- 1.5 points per Rs 100 on International spend
Welcome bonus: Rs 2,000 flight voucher after Rs 10,000 spend within 60 days of activation
Category caps
- Utilities/insurance (aggregator-sourced): 0.5 points per Rs 100 — conflicts with official's inclusion of utilities in the higher 3-point Adani-ecosystem tier
Redemption
Points credited as 'Adani OneApp Rewards,' redeemable via the Adani One portal for flights, hotels, trains, and duty-free purchases; no cashback redemption option (aggregator-sourced complaint)
Excluded from rewards: fuel, rent, EMI
- 1% fuel surcharge waiver up to Rs 4,000/year; BookMyShow 25% discount up to Rs 100 (requires Rs 25,000 quarterly spend); porter and valet parking services included
Real-world feedback
Sourced from user reviews and comparison sites (aggregator/user-sourced), not confirmed by the bank.
Praise
- Accelerated rewards within the Adani ecosystem; exclusive airport perks (valet parking, porter services); BookMyShow discount benefit — Paisabazaar
Complaints
- Limited international benefits (no international lounge access); low reward rate on utilities/insurance; no cashback redemption option; forex markup called out as high at 3.5% — Paisabazaar
Sources
- Official — fees, eligibility, forex, lounge, rewards
- Aggregator — lounge, rewards, sentiment