CardBuddy
YES Essence Credit Card by YES BANK

Best Women's Credit Cards

YES Essence Credit Card — ₹799/year with 4 lounge visits, built specifically for women applicants.

YES Essence Credit Card is restricted to women applicants and is the stronger value of the two gender-restricted cards in our catalog at ₹799/year with 4 domestic lounge visits — BOBCARD TIARA is the other option, rated the same at 4.5 but at a higher ₹2,499 annual fee, so Essence wins on cost for comparable quality. Both exist in the catalog specifically to be surfaced here, since neither can appear as a quiz result on its own.

See full fees, eligibility & benefits for YES Essence Credit Card →

Frequently asked questions

Is BOBCARD TIARA worth considering over YES Essence?

Both are rated 4.5, but TIARA costs roughly three times as much annually (₹2,499 vs ₹799) — check TIARA's specific benefits directly with BOBCARD if a feature it offers matters enough to justify the difference.

Why do these cards need their own page instead of showing up in the quiz?

Both are marked non-recommendable for quiz-matching purposes specifically because they're restricted to women applicants, not because of income or spending — the quiz has no mechanism to determine gender, so this page exists to surface them honestly instead.

Does YES Essence have lounge access?

Yes — 4 domestic lounge visits a year, with no international lounge access.