Best Travel Credit Cards
Axis Bank Reserve Credit Card — unlimited lounge access and the lowest forex markup in the catalog at 1.5%.
Axis Bank Reserve Credit Card leads our travel ranking on the combination that actually matters for travel: unlimited lounge access plus the lowest forex markup in the entire catalog at 1.5%, versus the 3.5% most cards charge. It's priced and gated for serious spenders — ₹50,000 a year against a stated ₹5,00,000/month income requirement — so it represents what a genuinely no-compromise travel card looks like, not a typical travel-card recommendation.
Frequently asked questions
What makes this specifically good for travel, versus just lounge access?
The combination of unlimited lounges and a 1.5% forex markup — most cards separately offer one or the other, not both at this level.
Is there a mid-tier travel card with a lower income requirement?
Yes — the catalog includes several travel-focused cards at meaningfully lower fees and income bars. Take the quiz for one matched to your actual travel frequency.
Does '2X on international spend' apply everywhere?
That specific rate is tied to Axis EDGE points on international transactions — check Axis's current terms for which merchant categories qualify.