Best Credit Cards for Students
YES BANK FinBooster Credit Card — zero annual fee, zero joining fee.
YES BANK FinBooster Credit Card tops the students list on the two things that matter most at this stage: zero annual fee and zero joining fee, with no minimum spend needed to keep it free. It's a newer, lighter-weight card without an extensive rewards program, but for a student building their first credit profile without any ongoing cost, that trade-off is the right one.
Frequently asked questions
Is there any cost at all to holding this card?
No — no joining fee, no annual fee, and no spend-based condition to keep it that way.
What CIBIL score do I need as a student with no credit history?
Our data lists an estimated (not bank-confirmed) minimum around 650 — but many students have no CIBIL history at all yet. If that's you, our First-Time Cardholders pick (BOBCARD PRIME) may be a better fit since it explicitly requires no credit history.
Does this card offer any rewards beyond being fee-free?
It's tagged for dining and grocery cashback, though YES BANK hasn't published a detailed rate breakdown in the sources behind our data — confirm current terms before applying.